My Story

Ever since a young age I had a knack for numbers. Whether it was adding up prices of grocery items when I went shopping with my mom, acing Mathematics in school or clearing my Chartered Accountancy - numbers were an integral part of my career growing up.

I currently work as a Fund Manager with Tusk Investments where our mandate is to deploy capital in listed public equities in the Indian markets. Prior to this I have had stints in Corporate Finance, Treasury and Financial Planning & Analysis in top global and Indian multinational corporations.

I have been following the Sensex since 2009 and taken active interest in understanding the equity markets in India. Through this journey of more than a decade and half (almost) I have had my fair share of good and bad experiences. This has been across everything - intraday trading, futures and options, long - term investing, mutual funds and even leveraged products.

The key learning had one central theme - always assess the risks before fantasizing about the rewards.

My tryst with credit cards started when I got my first full time job in 2017. Over a period of 6 years I went from using 1 to almost 7 credit cards at one point. Not all 'invite-only' cards are worth the hype and neither all 'lifetime - free' credit cards are bad. Why is the use of credit cards important? Well, a lot of us do not realise this but to spend 100 rupees, we need to earn at least 120 (because the government takes taxes from you when you earn - salary, profit or even a lottery). It becomes quintessential, that we make the most from our spends so that the gap between 'deemed' and 'actual' income comes down.

Thank you for reading this far. If you wish to get in touch with me, fill the form on my contact page by clicking the button below.